WikiQuantum

Loss of income and general damages calculator for RAF and personal injury claims

Total Losses Calculated
R0
Calculations Completed
0
Certificates Purchased
0

Quickly estimate capitalised loss of earnings, general damages for pain and suffering, and medical costs for Road Accident Fund and personal injury claims using actuarial annuity factors and the Koch life table. Results are indicative estimates rounded to the nearest R100.

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Traditional actuarial report
R5,000+
weeks turnaround, amendments extra
➔
WikiQuantum certificate
$40
instant results, unlimited scenarios

A full actuarial report can cost R5,000 or more, often requires amendments, and takes precious time you don't have. With WikiQuantum, you get an instant loss estimate for just $40 — enough to evaluate your claim, compare settlement scenarios, and decide whether a full report is even worth commissioning.

How it works

  • Enter the claimant's details, uninjured and injured monthly earnings
  • Set contingency deductions and apportionment percentage
  • The calculator uses a precomputed life annuity factor to value the future income stream in a single step
  • Tax is approximated using the effective annual rate for the income level
  • Discount rate: 8.65% · Life table: Koch Table 2

Why Your Actuarial Report Isn't the Final Word

Courts don't rubber-stamp actuarial reports. Watch how contingencies, assumptions, and simplified models all play a role — and why a quick estimate can be just as informative.

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